Slate | Self-Custodial Neo Finance

Your Money, Without Borders

Grow it,
Spend anywhere.

Hold Dollars, Euros, Pounds. Earn yield around the clock. Spend anywhere.
Own it all.

Your Money, Without Borders

Grow it,
Spend anywhere.

Hold Dollars, Euros, Pounds. Earn yield around the clock. Spend anywhere. Own it all.

Always Liquid, Instantly Swappable, and Ready to Use

Virtual EUR and USD Accounts

Get paid directly from banks in the EU or US to your Slate account with a Slate virtual account. Fast, seamless, and globally accessible.

One-tap currency swap

Wholesale FX rates, no markups. Instantly convert between EUR and USD at standard exchange rates.

Make and receive payments via digital currencies, SEPA or ACH

Your money stays flexible and spendable no matter how you use it. Access it through stablecoins, crypto or traditional banking rails like SEPA (EU) or ACH (US).

Pay people globally, in seconds & 24/7

Transfer funds to your contacts or to your international accounts across the globe in seconds using stablecoins or traditional banking rails.

Tap it.Spend it.Flex it.Your Rules.

EUR & USD cards

Get a card in euros or dollar stablecoins connected to. Ideal for traveling.

Use anywhere

Spend globally, anytime. Online, in-store, and on the go. No borders, no friction.

Instant Virtual Card

And worldwide shipping for the physical card. Supports Google & Apple Pay.

Real-time freeze

Flexible spend daily and monthly limits and security you can count on.

Grow your Balance While Staying in Control

Your yield grows automatically

Earnings auto-compound and accrue every second.

Withdraw anytime

Access your funds instantly, with no lock-ups or hidden restrictions.

Invest in EUR or USD

Deposit euros or dollars to Slate Earn, with rates higher than most banks.

Spend from Earnings

Transfer funds directly from your earnings balance and don’t miss out on potential gains.

Your Money Could Work Harder

Earn up to 10% projected APY. No lock-ups. Spend it anytime.

Slate earns ~142% more than a traditional bank over 10 years.

LikeNormalBank,ButBetter.

Get paid and earn up to 10%

Your salary grows instantly with Slate Earnings.

Near instant global transfers

Transfer EUR or USD stablecoins anywhere.

Spend and exchange easily

Spend with your Slate Card in +170 countries.

Smarter money habits

AI helps you save and grow, no sheets.

a new kind of finance

Earn Up to 10% APY, Tax‑Optimized

Investments on Slate's Earnings Account held for over a year can be tax‑freein Germany, while other countries may treat them as long‑term cap gains.

Your Money, Always

Only you can access, move, or authorize anything in your account. Funds on Slate are yours to own.

Pay & Spend Globally

Pay or receive funds in seconds with fully regulated stablecoins just like cash. Open a EUR or USD virtual account and access funds anywhere.

Slate WorksWherever You Do

Onur, A.

Berlin, Germany

Product Manager

“I discovered Slate at an event and was impressed by how effortless it feels, knowing my money is actually mine. The self-custodial setup gave me peace of mind I never had with my bank.”

Florence, P.

Berlin, Germany

Freelance Analyst from England

“I get paid from clients all over the world, and banks always make that super complicated. With Slate, I can receive stablecoins and grow them in euros. It’s fast, fair, and gives me full control.”

Gabriela, R.

Lisbon, Portugal

Product Designer from Colombia

“I was looking for alternative ways to manage and grow my savings under one currency. Slate made it easy. The Earnings Account feels effortless, and I always know where my money is.”

Samuel, M.

Bs Aires, Argentina

Software Engineer

“I joined to protect my income from inflation in a stable way. Now I can hold USD, earn yield, and still move money easily. For people here, that kind of stability and control changes everything.”