Slate Terms and Conditions

Last updated: 5th June 2024

Welcome to SlateFi. By accessing or using our services, you agree to be bound by these terms and conditions. Please read them carefully.

1. Introduction

Slate offers seamless, secure, and unrestricted access to global financial services, including moving between cash and crypto, borrowing local currency against crypto, and utilizing a debit card for various financial transactions.

2. Account Creation

• Eligibility: To create a Slate account, you must be at least 18 years old and legally capable of entering into a binding contract.
• Registration: Provide accurate and complete information during registration. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

3. Services Provided

• Currency Transfers: Move between local currency and digital dollar stablecoins (USDC/USDT) and transfer funds to 130 countries in USD or 30 local currencies.
• Borrowing Against Crypto: Use your crypto assets as collateral to borrow various local currencies without a credit check through Slate Advance™.
• Debit Card: Utilize Slate's debit card to access your funds and earn rewards directly credited to your Slate wallet.

4. Fees

• Slate does not charge any fees for the services provided. This includes hidden fees, ensuring transparency in all transactions.

5. Security

• Slate employs advanced security protocols to safeguard your financial data and assets. However, you are also responsible for protecting your account credentials and for notifying us immediately of any unauthorized use of your account.

6. User Responsibilities

• Compliance: You agree to comply with all applicable laws and regulations when using our services.
• Prohibited Activities: You are prohibited from engaging in any activities that are illegal, fraudulent, or that violate the rights of others.

7. Limitation of Liability

• No Warranty: Slate is provided on an "as is" and "as available" basis. We do not warrant that the services will be uninterrupted, secure, or error-free.
• Limitation: In no event shall Slate be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the services.

8. Intellectual Property

• All content, trademarks, and data on this site, including but not limited to software, databases, text, graphics, icons, and hyperlinks, are the property of Slate and are protected by intellectual property laws.

9. Amendments

• Slate reserves the right to modify or replace these terms at any time. We will provide notice of any changes by updating the terms on our website. Your continued use of the services following the posting of any changes constitutes acceptance of those changes.

10. Termination

• Slate reserves the right to suspend or terminate your account and access to the services at our sole discretion, without notice, for conduct that we believe violates these terms or is harmful to other users of the services, us, or third parties, or for any other reason.

11. Governing Law

• These terms shall be governed and construed in accordance with the laws of New York/USA, without regard to its conflict of law provisions.

12. Contact Us

• If you have any questions about these terms, please contact us at:
  
  Slate Financial Services
  169 Madison Avenue
  New York, 10016, United States
  Email: [email protected]
  
  By using Slate, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.